Employer Wellness Benefits |
Employee Wellness Benefits |
Why Adopt ACL Wellness?
For almost 50 years, employers have utilized health insurance programs and deferred compensation programs to reduce payroll taxes and free up dollars for employees.
The Wellness Transformation combines those principles with the latest developments in wellness benefits to give the savings back to the employees and employers to increase benefits and not their costs.
By allowing contributions on a pre-tax basis, the program reduces your payroll taxes. These savings are then used to purchase supplemental coverage that can replace lost wages, pay out-of-pocket expenses and other expenses not covered by your major medical plan. Since savings are utilized, this can all be accomplished without affecting the employee’s net take home pay and the employer’s costs.
There are many different types of supplemental insurance you can select to cover an employee and their eligible dependents.
The Wellness Transformation combines those principles with the latest developments in wellness benefits to give the savings back to the employees and employers to increase benefits and not their costs.
By allowing contributions on a pre-tax basis, the program reduces your payroll taxes. These savings are then used to purchase supplemental coverage that can replace lost wages, pay out-of-pocket expenses and other expenses not covered by your major medical plan. Since savings are utilized, this can all be accomplished without affecting the employee’s net take home pay and the employer’s costs.
There are many different types of supplemental insurance you can select to cover an employee and their eligible dependents.
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For answers to the most frequently asked questions, please request information below.
Fundamental Process
- The employee participates in the ACL Wellness Transformation
- The employer receives tax savings of the pretax deduction
- The employee receives a benefit bank of $150 on average per month, depending on tax status
- The employee uses the benefit bank to buy a select choice of insurance products
- The employee participates in the Wellness Transformation and receives tax free incentives for participation the wellness program. Such incentives are for:
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Why The Wellness Transformation?
- It is a way to put choice and benefits back in the hands of your employees!
- It is a way to save tax dollars!
- It is a financial incentive, participation based wellness program, designed for each employee to get them moving more, eating right, and feeling better.
- It is the right thing to do!
- It builds loyalty!
- It increases attendance and reduces absenteeism!
- Saves hard and soft dollars!
- Long term, saves insurance premiums!
- In the longer term, it saves lives!
Our Charitable OrganizationA Charitable Life Wellness is proud to make ongoing donation to our charity, A Charitable Life, to provide services to those in the communities we support to those in need.
A charitable life is committed to promote healthy lifestyles and our Wellness Transformation program allows us to help the business financials while providing more benefits for employees. 
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